You Weren’t Taught Money… But You Can Still Learn It.

I get it… I probably grew up in a similar situation as you. Lights getting cut off every other month. Eviction notices on the door. Anyone else’s mom leave them home with a blank check just in case the utilities man came to the crib to shut off the water?

Yeah… if I was taught anything about money growing up, it was what not to do. And that’s exactly why I created The Urban Profit. I watched too many people that looked like me running the same race with their shoelaces tied together. And beyond breaking down financial jargon, I wanted to help. I wanted to make sure folks didn’t fall into the same pits my moms and I did.

Because the truth is simple: wealth isn’t reserved for the lucky… it’s built by the willing.

So if you feel like you got left out of the “money lessons” growing up — no gold spoons, no mentors, no blueprint — this one’s for you. I can’t run the race for you, but I can get you stretched, laced up, and ready. One step at a time. One lesson at a time. Before you know it, you’ll be catching your own stride.

THE PROBLEM

“I didn’t grow up learning about money… and I don’t know where to start.”

This is real for so many of us. You’re not behind because you “messed up.” You’re behind because nobody ever taught you the basics. Most of us were taught survival, not strategy.

But here’s the good news: money is a skill. Not a birthright. Not a family heirloom. A skill. And skills can be learned.

THE SOLUTION (The Starter Line You Never Got)

1. Break learning into simple weekly lessons

Most people quit learning money because they try to swallow the whole meal in one bite. You don’t need a 300-page course or a weekend locked in with a finance textbook. What you do need is a simple rhythm — small money reps that fit into real life. Five to ten minutes a week where you watch one video, read one post, or try one new habit. When you learn slowly and consistently, the concepts actually stick. The confidence builds. And you stop feeling overwhelmed because you’re finally learning in a way that respects your pace.

2. Learn the 4 Basics that shape your entire financial life

If you can understand four categories, you can understand every financial decision you’ll ever make. That’s why we strip away all the noise and focus on the Core Four:

• Budget: The plan for your money so it stops disappearing.

• Credit: The score everybody judges but nobody teaches.

• Debt: Something that can either trap you or help you level up depending on how you use it.

• Investing: Where the real wealth is built, even if you start with five dollars.

Every financial move, from buying a car to retiring early, touches one of these four. Master them, and the advanced stuff becomes optional — not required.

3. Use templates to make things easier

Trying to build everything from scratch is exactly why people give up. A good template does half the work for you. It shows you what to track, how often to track it, and gives you a system you don’t have to invent yourself. When the layout is done for you, you can focus on the part that matters: actually managing your money. It keeps you consistent, lowers the mental load, and makes the process feel doable — even on your busiest weeks.

4. Keep everything culture-aware and relatable

Money hits different depending on how you grew up. If your family struggled, if you had to grow up fast, if you learned survival before stability… that shapes the way you hear financial advice. So you deserve explanations that speak your language and fit your reality. No shame. No jargon. No “just stop buying coffee” nonsense. Real guidance for real budgets, real households, and real people who are trying to do better — not pretend to be someone else.

5. Reinforce the truth: you’re not “behind” — you’re just getting started

Listen — the biggest lie out there is that everybody else “figured money out” early. They didn’t. Most people are learning on the fly, just like you. The difference is you’re choosing to learn on purpose. And that’s powerful. You’re not behind; you’re finally stepping into a conversation your parents, teachers, and community were never invited into. You’re breaking the cycle by starting. And starting, even imperfectly, will always beat standing still.

Make Your Next Move Your Best Move

Look… if you’re ready to actually begin this journey instead of just thinking about it, I created two resources that can help you take your first step — not your hardest step.

💰 Start free with the Money Move Manual.
It gives you the core foundations and the mindset shifts you need to stop avoiding your money and start guiding it.

📘 And when you’re ready for the next level, grab the Lunch Break Budget Kit.
This is the tool that actually walks you through the habits, the templates, and the weekly systems that help you stay consistent. It’s beginner-friendly, culture-aware, and built to turn your finances into a routine you actually stick to.

→ Money Move Manual (free)
→ Lunch Break Budget Kit (full toolkit)

You weren’t given the starting line growing up.
So I built one for you.
Now all you gotta do is take that first step.